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It's no secret that the IRS excels at making things complicated. And when you're busy learning the ropes of a new job, filling out a 4-page W-4 form can be a huge hassle. It's not a good idea to rush through it because a small mistake now can mean withholding too much or too little of your salary to cover your taxes. Several recent changes to the W-4 have also been made, so you may need to adjust your current form on file.
Read MoreWe all know we should save more money than we do. Whether we need to pay down debt, build an emergency fund, or save for retirement, we must cut spending and increase our savings. It's the only way to make financial security.
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